Rideshare Crashes in Arizona
Rideshare use is heavy across Arizona, from Sky Harbor airport runs and Scottsdale nightlife to Tucson and the resort corridors. Whether you were a passenger, another driver, a pedestrian, or a cyclist, a crash involving an Uber or Lyft vehicle can leave you seriously injured and unsure who is responsible for your bills.
Which Insurance Applies
Rideshare coverage depends on what the driver was doing at the moment of the crash. When the app is off, only the driver's personal insurance applies. When the driver is logged in and waiting for a ride, limited coverage applies. When a ride is accepted or a passenger is in the car, the rideshare company's larger commercial policy, up to one million dollars in liability, typically applies. Determining the driver's status is key to identifying the right coverage.
Why These Cases Are Complicated
Rideshare companies classify drivers as independent contractors and their insurers work hard to minimize payouts and shift responsibility. Multiple policies may overlap, and disputes over the driver's app status are common. An attorney can obtain the trip records that establish coverage and pursue every available policy on your behalf.
Protecting Your Rideshare Claim
Get medical care and document the crash, including screenshots of your ride in the app if you were a passenger. Report the crash to the rideshare company and the police. Avoid recorded statements to any insurer. Contact us for a free review so an attorney can sort out the coverage and protect your right to full compensation.
Injured in Arizona? Get a free, confidential case review today. There's no obligation, and you pay no fee unless you win. Call 973-566-5599.
Frequently Asked Questions
It depends on the driver's app status. With a passenger in the car, the rideshare company's commercial policy, up to one million dollars, typically applies.
You may have a claim against the driver and, depending on their app status, against the rideshare company's insurance. An attorney can determine which coverage applies.
Nothing upfront. Our network attorneys are paid only if they win compensation for you.
This page is for general informational purposes only and is not legal advice. For guidance on your specific situation, consult a licensed Arizona attorney.